Pay later

Pay Later No matter how carefully you plan, every now and then you may have to make an unexpected payment. With a Visa credit card, you are ready for anything — whether you need to get the car repaired, make a long trip to visit relatives or just want financial peace of mind.

A Visa credit card can also help you to take advantage of bargains and budget for bigger buys, such as a family holiday or new furniture. You can buy what you need, when you need it and spread the cost over several months.

You stay in control
A Visa credit card is linked to a line of credit separate from your main bank account. When you make a payment with the card, your available credit is reduced by the amount spent. You can choose to pay off the total amount spent at the end of each month or spread the cost over time.

A Visa charge card works in exactly the same way but the amount spent must be repaid in full at regular intervals.

With a Visa credit or charge card, it is easy to track what you have spent, because details of every transaction are recorded in regular statements.

Visa Electronic CardsVisa Electron
Visa Electron is the safe starter card for people who are not used to credit. Every transaction is checked before it is put through, so you cannot accidentally overspend. At the same time, it helps you to budget for major items by allowing you to spread your repayments over time.

Visa ClassicVisa Classic
This is the ideal credit card for all your spending, from the supermarket and petrol station to your holidays or furniture. You can buy on-line, by telephone and mail order too.

Visa GoldVisa Gold
For excellent service and acceptance, step up to Visa Gold. You need a strong credit and banking history and might be an established Visa Classic cardholder who wants to enjoy the added benefits of emergency card replacement and/or cash if your card is lost or stolen, as well as a medical and legal referral service.

Visa PlatinumVisa Platinum
This is a distinctive card for distinguished cardholders, offering the service and recognition you deserve. Whatever you want and wherever you are, Visa Platinum is a prestigious way to pay.
More Information
Get a Visa credit card If you would like a Visa credit card, you will need to contact one of the banks or other organisations that issue Visa cards. Use this link to find one near you.